The following terms and conditions (the “Terms”) govern all use of the website operated by Researchfin LLC. or its affiliates (each a “Site,” and collectively, the “Sites”), any related mobile device and desktop application (the “Apps”) developed or owned by Researchfin LLC, and any products and services available at the Sites or Apps (collectively with the Sites and the Apps, the “Service”).
In these Terms, “you” or “your” means the person accepting these Terms and the entity (if any) on whose behalf he/she is acting, and “we,” “us,” “our,” “Researchfin”, or the “Company” means Researchfin LLC. and its affiliates. The Terms describe your rights and responsibilities and form a legally binding agreement between Researchfin LLC and you with respect to your use of the Service. By using or accessing any part of the Service, you agree that you are at least eighteen (18) years old and have read, understand, and agree to be bound by all of these terms and conditions. If you do not agree to all of these terms and conditions, you must not use or access the Sites, Apps, or services. If you are entering into these Terms on behalf of an entity, you represent that you have the authority to bind that entity to the terms herein stated. We reserve the right, in our sole discretion, to modify or replace any of the terms or conditions of these Terms at any time. Your continued use or access of the Sites, Apps. or the Service following the posting of any changes to these Terms constitutes your acceptance of those changes and you are responsible for reviewing those terms. Some products or services that become available on the Service may be subject to additional or different terms and conditions, and if those additional terms and conditions conflict with these Terms, those additional terms and conditions will control.
Please read these terms carefully as they contain important information regarding your legal rights, remedies and obligations. these include various limitations and exclusions, a dispute resolution clause that governs how disputes will be resolved, and a waiver of rights to bring class-action claims against us. if you do not agree with all of the terms herein stated and the above eligibility requirements, you are prohibited from accessing or using the sites, apps or services.
As a condition to using some parts of the Service, you may be required to register an account with Researchfin, select a password and user name and provide other information about your identity, your company or your investments (“Registration Data”). You agree to (a) provide accurate, current and complete Registration Data; (b) maintain the security of your password and user name; (c) maintain and promptly update the Registration Data, and any other information you provide to the Company, to keep it accurate, current and complete; and (d) be fully responsible for all use of your account and for any actions that take place using your account.
Except as expressly provided in these Terms, you may only maintain one active account with the Service.You agree and understand that you are responsible for maintaining the confidentiality of your Registration Data. By providing us with your e-mail address, you agree to receive all required notices electronically, including through the Service (such as by displaying links to notices generally on the Site) or to your e-mail address. It is your responsibility to update or change that e-mail address, as appropriate. If you become aware of any unauthorized use of your Registration Data or Account Information for the Service, you agree to notify us immediately at the email address - email@example.com
Subject to your compliance with these Terms, Researchfin grants you a limited, revocable, nonexclusive license to access and use the Sites, Apps, Service and the Content for your own personal internal use. This license does not include any collection, aggregation, copying, duplication, scraping, display or derivative use of the Service nor any use of reverse engineering methods, data mining, crawlers, robots, spiders, or similar data gathering and extraction tools for any purpose unless expressly permitted by Researchfin in writing . A limited exception is provided to general purpose internet search engines and non-commercial public archives that use such tools to gather information for the sole purpose of displaying hyperlinks to the Service. In order to collect, aggregate, copy, duplicate, scrape, display or make derivative use of the Service or any Content made available via the Service for other purposes (including commercial purposes) not stated herein, you must first obtain a written license from Researchfin.
You agree that any information obtained from the Sites, Apps or Service are for your own personal use and your use of such information complies with all statutes, rules, regulations, orders or other governmental acts of any jurisdiction, whether foreign or domestic, including without limitation, (i) the Securities Act of 1933, as amended, including the rules and regulations promulgated thereunder, (ii) the Securities and Exchange Act of 1934, as amended, including Rule 10b-5 and the other rules and regulations promulgated thereunder, (iii) Regulation FD promulgated by the Securities and Exchange Commission, (iv) regulations promulgated by FINRA, and (v) any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ.
Our Apps may require you to pay a recurring periodic subscription fee in order to use our Service (“Subscription Payment”). We may offer you an option to be billed by the Month, Quarter, or Year (each, a “Subscription Period”) depending on the options available for our Service. Such Subscription Payment is integrated with the in-app purchase subscription option of either the Apple App Store or the Google Play Store (collectively the “App Provider). If you downloaded our Apps from the Apple App Store, then Apple’s Term of Use shall apply in regard to your Subscription Payment. If you downloaded our Apps from the Google Play Store, then Google’s Term of Use shall apply in regard to your Subscription Payment.
Please note that all amounts are payable and charged at the beginning of each Subscription Period and because each such subscription renews automatically for an additional period equal in length of the expiring subscription term until you cancel it, you must cancel your periodic subscription before it automatically renews to avoid the billing of the fees for the next subscription period.
You may cancel your renewal of your subscription with the relevant App Provider. If you cancel your subscription, you will not receive a refund for the fees you have already paid for your current subscription period and you will continue to receive the Service ordered until the end of your current Subscription Period.
Our Service may provide a free trial or introductory offer. If such an offer is provided, only one per user, per person, per household and per email address is allowed at any given point in time. In addition, there is a limit of one trial per user, per person, per household and per email address in any given one-year period unless otherwise stated in the offer.
You understand that all postings, messages, text, images, video or any other materials generated by our artificial intelligence ("Content") posted or published on, uploaded to, transmitted through, linked from, or displayed by the Service (hereinafter, “post”, “posted” “published” or “displayed”), by Researchfin are for your own entertainment purpose only.
You agree that by accessing or using the Sites, Apps or the Service, you may be exposed to Content that may be offensive, indecent, inaccurate, misleading, or otherwise objectionable. You agree that you bear all risks associated with, the use of any Content, that you may not rely on said Content, and that under no circumstances will Researchfin, its affiliates or partners be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via the Sites, Apps, or the Service. You may not republish, post, transmit or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets or anywhere else without first obtaining our written consent.
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about the Service ("Feedback"), provided by you to the Company are non-confidential and shall become the sole property of the Company. The Company shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of this Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you.
During the course of providing the Service to you, the Company may refer information and/or data from both domestic and international stock market indices published or owned by companies such as but not limited to S&P Dow Jones Indices LLC, S&P Global Inc., Nasdaq, Inc., FTSE International Limited, Wilshire Associates Partnership, BSE Ltd., NSE Indices Limited, and/or other companies engaging in the similar business of providing such indices, data and/or information for investment analysis purpose for the general public.
Each indices referred by the Company are proprietary to and are calculated, distributed, and marketed by their respective publishing entities. The Company does not have control or the ability to manipulate or change the information/data published by the relevant indices and such references to any information and/or data from these entities are meant for entertainment and identification purpose only and does not claim any intellectual property rights to any of the indices, information/data provided by the indices, and trademarks or service marks mentioned by the Company’s Service.
Researchfin takes its data and intellectual property rights very seriously. As between Researchfin and you, Researchfin owns, has licensed, or otherwise has rights, title and interest in and to the Sites, Apps, and the Service, and all of the content that appears on any of the Company’s platforms. Researchfin’s intellectual property rights include, but are not limited to, copyrights, trademark rights, trade dress rights, and trade secrets. You agree that you have no right, title or interest in or to the Sites, Apps, Service or any other Researchfin’s content.
All software (including source code and algorithm), logos, icons, the Sites, Apps, including any Researchfin related products, and Service’s “look and feel,” text, graphics, images, video clips, sound clips, content, notices, data, page layout, analysis, and selection and arrangement of the content and all copyrights, patents, trade secrets, trademarks and other intellectual property rights therein shall be owned solely and exclusively by Researchfin and/or its licensors and are protected by United States and international copyright, trade secret or other intellectual property laws and treaties. The compilation of all content and any software or other materials provided by Researchfin on the Sites, Apps and Service, or in connection with the Sites, Apps, and Service are the exclusive property of Researchfin and/or its licensors and are protected by United States and international copyright, trade secret or other intellectual property laws and treaties. Researchfin and its licensors reserve all rights, title and interest in and to the Sites, Apps and the Service and its content, including, without limitation, the exclusive right to create derivative works therefrom.
In addition, you agree not to use the Sites, Apps and Service to:
-violate any applicable law or regulation while accessing and using the Sites, Apps, or the Service, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission and the national or other securities exchanges (especially and including the rule against making false or misleading statements to manipulate the price of any security);
-interfere with the working of our Sites, Apps or Services, or impose an unreasonable or disproportionately large load on our infrastructure;
-or in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Sites, Apps, or the Service.
Researchfin is a publisher and technology platform and not a tax advisor, broker, dealer, financial advisor or investment advisor. the service is not intended to provide tax, legal, financial or investment advice, and nothing on the sites, apps or service should be construed as an offer to sell, a solicitation of an offer to buy, a recommendation, or an endorsement for any security. all information obtained from the sites, apps or services should be discussed with your professional financial and legal adviser along with a tax accountant. Trading in such securities can result in immediate and substantial losses of the capital invested. You should only invest risk capital, and not capital required for other purposes. You alone are solely responsible for determining whether any investment, security or strategy or any product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should also consult an attorney or tax professional regarding your specific legal or tax situation.
The Content provided by us is impersonal and not tailored to any specific individual’s distinctive needs. All information provided by the Company is to be used for entertainment purposes only and the Sites, Apps and Service do not provide investment advice of any kind for any individual. Researchfin, its affiliates and partners are not required to be registered as a Commodity Trading Advisor with the National Futures Association or as an investment advisor with the Securities Exchange Commission and specifically disclaim any and all liability or loss arising out of any action taken in reliance on Content or from the Sites, Apps or the Service, including but not limited to market value or other loss on the sale or purchase of any company, property, product, service, security, instrument, or any other matter. Please note that past performance is not an indication of future results, and should not be construed as such. All information provided by the Company, including artificial intelligence generated information from the Sites, Apps, or Service is strictly intended for entertainment purpose only and should not be used as a basis for investment decisions.
You understand that an investment in any security is subject to a number of risks, and that any information obtained from the Sites, Apps or the Service will not contain a list or description of relevant risk factors. In addition, please note that some of the stocks about which Content is published on the Sites, Apps and the Service have a low market capitalization and/or insufficient public float. Such stocks are subject to more risk than stocks of larger companies, including greater volatility, lower liquidity and less publicly available information.
The Sites, Apps, or the Service may be temporarily unavailable from time to time for maintenance or other reasons. The Company assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of Content. The Company is not responsible for any technical malfunction or other problems of any telephone or mobile network or service, computer systems, servers or providers, computer or mobile phone equipment, or software on account of technical problems or traffic congestion on the Internet or at any site or with respect to the Apps, Service or combination thereof, including injury or damage to User's or to any other person's computer, mobile phone, or other hardware or software, related to or resulting from using or downloading Content in connection with the Web and/or in connection with the Apps or the Service. Under no circumstances will the Company be responsible for any loss, damage, injuries, or death relating from anyone's use of the Sites, Apps or the Service.
Researchfin is not a registered investment advisor or broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you select (and not Researchfin) is solely responsible for its services to you. Researchfin, its affiliates, and partners shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the services of any brokerage company.
The service and the content on the sites and apps are provided "as-is" and the company, its partners and affiliates, disclaim any and all representations and warranties, whether express or implied, including implied warranties of title, merchantability, fitness for a particular purpose or non-infringement. The company can not guarantee and does not promise any specific results from use of the sites, apps or the service. the company does not represent or warrant that software, content, or materials on the sites, apps, or the service or elsewhere are accurate, complete, reliable, current or error-free or that the sites, apps, service, or any of the servers used to operate those platforms are free of viruses or other harmful components. Therefore, you should exercise caution in the use of those platforms and use industry-recognized software to detect and disinfect viruses. Without limiting the foregoing, you understand and agree that your use of all content from or through the sites, apps, or the service are at your own discretion and risk and that you will be solely responsible for your use thereof and any damages to your mobile device or computer system, loss of data or other harm of any kind that may result.
We do not and can not control the flow of data to or from our network and other portions of the internet, wireless networks, or other third-party networks. such flow depends in large part on the performance of the internet and wireless services provided or controlled by third parties. At times, actions or inactions of such third parties may impair or disrupt your connections to the internet, wireless services, or portions thereof. we cannot guarantee that such events will not occur. accordingly, we disclaim any and all liability resulting from or related to third-party actions or inactions that impair or disrupt your connections to the internet, wireless services, or portions thereof or the use of the service.
The Company reserves the right to change any and all Content, software and other items used or contained in the Sites, Apps, or the Service at any time without notice. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, and supplier or otherwise does not constitute or imply endorsement, sponsorship, or recommendation thereof, or any affiliation therewith, by the Company.
Notwithstanding anything to the contrary contained herein and to the fullest extent permitted by law, the liability of the company and its affiliates, partners, members, managers, directors, officers, employees, and agents to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to the company for the apps or service in the immediately preceding six months. In no event will the company, its affiliates, partners, members, managers, directors, officers, employees, or agents be liable to you or any third person for any indirect, consequential, exemplary, incidental, special, or punitive damages, including for any lost profits or lost data arising from your use of the sites, apps, service, or any of the content or other materials on, accessed through or downloaded from the sites, apps, or the service, even if the company or its affiliates, partners, members, managers, directors, officers, employees or agents is aware or has been advised of the possibility of such damages. You acknowledge that if no fees are paid to the company for the service, you shall be limited to injunctive relief only, unless otherwise permitted by law, and shall not be entitled to damages of any kind from the company, regardless of the cause of action. certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions or limitations may not apply to you, and you may have additional rights.
If we believe you are abusing our Sites, Apps or Services in any way, we may, in our sole discretion and without limiting other remedies, limit, suspend, or terminate your user account(s) and access to our Sites, Apps, and Service, remove any special status associated with your account(s), reduce or eliminate any discounts, and take technical and/or legal steps to prevent you from using or accessing our Sites, Apps or Service.The Company may terminate your account and/or prohibit you from using or accessing the Sites, Apps, or Service for any reason, or no reason, at any time in its sole discretion, with or without notice, including if we believe that you are under the age of 18.
This Section includes an arbitration agreement and an agreement that all claims will be brought only in an individual capacity (and not as a class action or other representative proceeding) (“Arbitration Agreement”). Please read it carefully. You may opt out of the Arbitration Agreement by following the opt-out procedure described below.
Informal Process First. You agree that in the event of any dispute between you and Researchfin, you will first contact Researchfin and make a good faith sustained effort to resolve the dispute before resorting to more formal means of resolution, including without limitation any court action.
Arbitration Agreement. After the informal dispute resolution process any remaining dispute, controversy, or claim (collectively, “Claim”) relating in any way to your use of Researchfin’s services and/or products, including the Sites, Apps, or the Service, or relating in any way to the communications between you and Researchfin, will be finally resolved by binding arbitration. This mandatory Arbitration Agreement applies equally to you and Researchfin. However, this Arbitration Agreement does not (a) govern any Claim by Researchfin for infringement of its intellectual property or access to the Sites, Apps, or the Service that is unauthorized or exceeds authorization granted in these Terms or (b) bar you from making use of applicable small claims court procedures in appropriate cases. If you are an individual you may opt-out of this Arbitration Agreement within thirty (30) days of the first of the date you access any of our Sites, Apps, or Service by following the procedure described below.Arbitration is more informal than a lawsuit in court. There is no judge or jury in arbitration. Instead, the dispute is resolved by a neutral arbitrator. Court review of an arbitration award is limited. Except to the extent, the parties agree otherwise, arbitrators can award the same damages and relief that a court can award. You agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of this provision and that you and Researchfin are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision will survive any termination of these Terms.
Any arbitration will be administered by the American Arbitration Association (AAA) under its rules including if you are an individual, the AAA's Supplementary Procedures for Consumer-Related Disputes. If you are not an individual or have used the Sites, Apps, or the Service on behalf of an entity, the AAA's Supplementary Procedures for Consumer-Related Disputes will not be used. The AAA's rules are available at www.adr.org or by calling 1-800-778-7879.
The number of arbitrators will be one. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location. The arbitration will be conducted in the English language. California law will apply. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.
Payment of all filing, administration, and arbitrator fees will be governed by the AAA's rules. If you are an individual and have not accessed or used the Service on behalf of an entity, we will reimburse those fees for claims totaling less than $10,000, unless the arbitrator determines the claims are frivolous, and we will not seek attorneys’ fees and costs in arbitration unless the arbitrator determines the claims are frivolous.
The arbitrator, and not any federal, state, or local court, will have exclusive authority to resolve any dispute relating to the interpretation, applicability, unconscionability, arbitrability, enforceability, or formation of this Arbitration Agreement, including any claim that all or any part of this Arbitration Agreement is void or voidable. However, the preceding sentence will not apply to the “Class Action Waiver” section below.
If you do not want to arbitrate disputes with Researchfin and you are an individual, you may opt-out of this Arbitration Agreement by sending an email to firstname.lastname@example.org within thirty (30) days of the first of the date you access or use the Service.
Any Claim must be brought in the respective party’s individual capacity, and not as a plaintiff or class member in any purported class, collective, representative, multiple plaintiffs, or similar proceeding (“Class Action”). The parties expressly waive any ability to maintain any Class Action in any forum. If the Claim is subject to arbitration, the arbitrator will not have authority to combine or aggregate similar claims or conduct any Class Action nor make an award to any person or entity not a party to the arbitration. Any claim that all or part of this Class Action Waiver is unenforceable, unconscionable, void, or voidable may be determined only by a court of competent jurisdiction and not by an arbitrator. The parties understand that any right to litigate in court, to have a judge or jury decide their case, or to be a party to a class or representative action, is waived and that any claims must be decided individually, through arbitration.
If this class action waiver is found to be unenforceable, then the entirety of the Arbitration Agreement, if otherwise effective, will be null and void. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. If for any reason a claim proceeds in court rather than in arbitration, you and Researchfin each waive any right to a jury trial.
These Terms shall be governed by the laws of the State of California without regard to its conflict of law provisions, provided that the Federal Arbitration Act shall govern the interpretation and enforcement of the Arbitration Agreement. Unless you and Researchfin agree otherwise, in the event that the Arbitration Agreement is found not to apply to you or a particular Claim (except for small claims court actions), either as a result of your decision to opt-out of the Arbitration Agreement or as a result of a decision by the arbitrator or a court order, you agree that the Claim will be resolved exclusively by a state or federal court located in San Francisco, California. You and Researchfin agree to submit to the personal jurisdiction of the courts located within San Francisco, California for the purposes of litigating such Claims. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. Your use of the Sites, Apps, or the Service may also be subject to other local, state, national, or international laws.
To the fullest extent permitted by law, you agree to indemnify and hold the Company, its subsidiaries, and affiliates, and each of their members, managers, directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs, and expenses, including reasonable attorney's fees, arising out of or in connection with your accesses or use of the Sites, Apps, or the Service, any Content or information you acquired through the use of the Sites, Apps, or the Service, your conduct in connection with the information you obtained from the Sites, Apps, or the Service, or any violation of these Terms or of any law, rule, regulation or order, or the rights of any third party. This indemnity shall survive any termination or cessation of use by you of the Sites, Apps, or the Service. Without limiting the generality of the foregoing, you agree to indemnify and hold the Company and its licensors harmless for any improper or illegal use of your account, including the illegal or improper use of your account by someone to whom you have given permission to use your account.
You hereby agree that the Company would be irreparably damaged if these Terms were not specifically enforced, and therefore you agree that the Company shall be entitled, without bond, other security, or proof of damages, to appropriate equitable remedies with respect to breaches of these Terms, in addition to such other remedies as the Company may otherwise have available to it under applicable laws.
If you acquire the App from Google, Inc. or one of its affiliates (“Google”) via Google Play or its successor(s), then to the extent of any conflict between the Google Terms of Service and the Google Play Business and Program Policies or such other terms which Google designates as default end user license terms for Google Play (all of which together are referred to as the “Google Play Terms), and the other terms and conditions in these Terms, the Google Play Terms shall apply with respect to your use of any App that you acquire from Google Play. Provider and you hereby acknowledge that Google does not have any responsibility or liability related to compliance or non-compliance by you (or any other user) under these Terms or the Google Play Terms.
We will not be liable for any delays, failures, or other non-performance resulting from circumstances or causes beyond our reasonable control, including but not limited to denial-of-service attacks, virus attacks, server failures, failure by a third-party hosting provider or utility provider, strikes, shortages, riots, fires, acts of God, war, terrorism, pandemic, and governmental action.
These Terms constitute the entire agreement between you and the Company regarding the access or use of the Sites, Apps, or the Service, superseding any prior agreements between you and the Company relating to your use of the Sites, Apps, or the Service. The failure of the Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision in that or any other instance. If any provision of these Terms is held invalid by a court of competent jurisdiction, the remainder of these Terms shall continue in full force and effect. If any provision of these Terms shall be deemed unlawful, void, or for any reason unenforceable by a court of competent jurisdiction, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.The Sites, Apps, or the Service is provided by Researchfin LLC., 969-G Edgewater Blvd. #618, Foster City, CA 94404. If you have any questions about these Terms, please contact us at email@example.com